Financial Advisor License
Retire On Track LLC.
To work as a financial advisor, sometimes a license is not required by state or federal government. Because of this, there are many people who offer services as financial advisors that may not have the education or knowledge required to give you the best service needed.
A financial advisor license may not be necessary, but if you want solid financial advice you should do your homework and educate yourself.
First of all, the basic function of a financial advisor is to take into consideration the client's current financial situation and goals, such as planning for retirement. The advisor then develops a plan by which the client can obtain those goals.
Now, there are times when a financial advisor is required to be licensed. If the advisor sells real estate, mutual funds, bonds, insurance, or stocks they may need to be licensed for those particular services, or if they offer legal advice then a license may be required. Professional who acquire a financial advisor license to administer those types of services can help you to learn more and to find financial advice in preparing for retirement.
Bob's free retirement calculator below is a valuable tool that anyone can use to organize their finances from the comfort of their own home. A simple web calculator program, inputting your financial information, and using the calculator to figure investment return rates, and amounts you can withdraw from savings and investments and still have the funds needed for retirement, can put your mind at ease.
There is much more to Bob's free retirement calculator, however. You also get a free subscription to our monthly award-winning FREE quarterly financial tips and hints newsletter? is jam packed with information to help you prepare for retirement. The newsletter will help answer questions such as where you might live after you retire, should or will you need to work after retirement, and what types of insurance will be available to you after you retire. The articles are so informative you'll swear they were written by professional advisors with a financial advisor license.
Do you know the difference between a CFP (Certified Financial Planner), a CFA (Chartered Financial Analyst), a AICPAPFP (American Institute of Certified Public Accountants/ Personal Financial Planning Specialist), and a RIA (Registered Investment Advisor)? If not, you will want to get Bob's free retirement calculator before you go looking for an advisor with a financial advisor license.
Retire On Track LLC. on works with Trusted Licensed Financial Advisors in your local area
The retirement calculator and newsletter are both free. The calculator is web based, it's not real technical to use and comes with easy-to-follow directions, and we are not the only ones who recommend the retirement calculator. On CBS's Money Matters segment of The Saturday Early Show, Ray Martin, CBS financial analyst recommended the retirement calculator to a nationwide audience.
After accessing Bob's free retirement calculator, if you would like to talk face to face with a consultant, the service will connect you with a qualified retirement consultant in your area for just that purpose. Many of these consultants do have a financial advisor license of one type or another.
Don't hesitate. Get Bob's free retirement calculator now and avoid the confusion of how to go about planning for your retirement. To access the retirement calculator, all you need to do is click the blue button below.