Retirement Classes

Why You Need Retirement Classes?

Retire On Track LLC.

Only 5 percent of all Americans are financially independent at age 65. This sobering fact comes from a study conducted by the U.S. Department of Commerce. In addition, this study also indicated that 75 percent of all retirees are forced to depend on Social Security, family and friends as their only sources of income.  Americans can expect to receive only 40 percent of their pre-retirement income from Social Security.  Most financial planners suggest that retirees will need at least 75 percent of their pre-retirement pay, to ensure a comfortable retirement. That means the remaining 35 percent (75 percent, if Social Security fails), not provided by the U.S. government, will have to be provided by individuals using pension funds, savings or investments. Thus, every worker must learn about finance and investing.

There are several ways to educate yourself about finance and investing. Traditional education vehicles include - books, magazines, and classes.  New education vehicles include - Online classes (Webinars or Webcasts), electronic newsletters, and web sites.  Several national organizations provide quality online, as well as, traditional classes.  One such national organization is BetterInvesting (www.betterinvesting.org), also known as, the National Association of Investors Corporation (NAIC). Another is the American Association of Independent Investors (AAII) (www.aaii.com).  In addition, we have plans to offer financial education Webinars to its subscribers via partners.

Retire On Track LLC. has a FREE newsletter titled, Financial Tips & Tips,which provides investment education in easy to understand terms - to help you, the individual investor.  Through the Financial Tips & Hints newsletter, you will become informed and empowered to take control of your investments.  Topics covered by the Financial Tips & Hints newsletter include:

  1. Bob's Free Retirement Calculator
  2. Introduction to multiple business opportunities.
  3. Health Insurance and Health Care Costs
  4. Retirement News Letters
  5. Where to Retire Resources
  6. Retirement Communities
  7. Retirement Planning Resources
  8. Asset Allocation Strategies
  9. Money Manager
  10. Jobs over 55
  11. Internet Technologies and Services
  12. Computer Training Information and Resources
  13. Annuities and Long Term Care
  14. Estate Planning
  15. Senior and Retirement Websites
  16. Financial e-Books
  17. Retirement Products and Services
  18. Meeting people and making long lasting Friendships

In addition, Financial Tips & Hints newsletter subscribers are encouraged to submit questions or topics you would like to see covered in the newsletter.  

We at Retire On Track LLC. want nothing more than to have you beat the national statistics, and be one of the Americans who are financially independent at age 65.  We do not want you to have to rely on friends, family or Social Security as your sources of retirement income. We will provide the education; the rest is up to you.

How do I keep up-to-date on the latest news impacting my retirement?

To keep informed about retirement topics, try our FREE Newsletter, you will receive a monthly newsletter full of Financial Tips & Hints information to inform and empower you to have a successful retirement. As an added bonus, Access Bob's Retirement Calculator for FREE.

We at Retire On Track LLC. want nothing more than to make your retirement a success.  Retirement success, to us, means never having to worry if you have enough money, being able to pursue your dreams and having fun along the way.  We provide the retirement calculator and Financial Tips & Hints to make it a reality - the rest is up to you.